Your Business Isn't Your Whole Financial Plan — And It Shouldn't Be
For most business owners, the company is the biggest asset on the balance sheet. It's also the biggest risk. Ask any owner where their wealth sits, and the honest answer is usually: mostly in the business. That's understandable — you built it, you reinvest in it, and for years it's the thing generating the returns. But it also means your entire financial future is tied to a single, illiquid, concentrated asset that you can't easily sell, diversify, or protect.
September 30, 2026 | Insights
Today is a big day for Bester Wealth...Please join us in welcoming T Shives!
T Shives joins Bester from Morgan Stanley with nearly a decade of experience across wealth management. What makes his path distinctive is where it started. Earlier in his career he built his foundation at Personal Capital (now Empower) and Facet, two firms at the forefront of the fintech evolution in wealth management. That gives him something rare, a blend of traditional advisory expertise and a modern, technology-forward approach to serving clients.
Through all of it, one thing has stayed constant. T is driven by relationships, and by helping individuals and families navigate their financial lives with clarity and confidence. That focus is what drew him to Bester.
T is a youth mentor at Big Brothers Big Sisters and is happiest outdoors, preferably near the water.
Welcome aboard, T. We could not be more excited for the next chapter of Bester Wealth.
August 24, 2026 | Insights
Trump Accounts, 529 Plans, and UTMAs: A Practical Guide for Families
One year ago, the One Big Beautiful Bill Act created a new savings vehicle for children: the Trump Account. As of July 4, 2026, these accounts are open for contributions, and the IRS reported nearly six million elections to establish them even before contributions began. For parents and grandparents, the natural question is where this new account fits alongside the two vehicles families have relied on for decades, the 529 education plan and the UTMA custodial account.
July 13, 2026 | Insights